Risk Monitoring of Mortgage Lending

The regulatory requirements for risk monitoring in the mortgage lending sectorhave increased significantly. Banks and other lenders are required to closely monitor performance and market risks based on loan-to-value ratios and take action when needed. In addition, there are growing reporting requirements in the areas of energy and sustainability, as well as natural hazards. IAZI enables simple and efficient risk management of loan portfolios based on our comprehensive price and market data. With regular revaluation of the objects in the portfolio, taking into account depreciation, our customers always have an up-to-date overview of their mortgage assets based on the established IAZI price models – from the overall portfolio down to the individual property level. This allows for a quick identification of market risks depending on the type of use (e.g. second homes), region, loan-to-value ratio and other factors, and to manage them in a targeted manner if necessary. Incomplete property data is not a barrier: with data enrichment from a wide range of data sources, some of which are exclusive to IAZI, the quality, maintenance and expansion of the database are supported. For example, energy and CO₂ reporting can be carried out by adding information about the energy source and heating system . From the delivery of the results’ data for internal processing to a dedicated web tool, IAZI offers a variety of flexible solutions. With the Portfolio Cockpit, IAZI has created an online modular dashboard that supports the analysis of property and market risks, with a variety of filter, visualisation and export functions. Contact us for a customised offer!

Your benefits

Efficient support in meeting regulatory requirements

IAZI supports you in efficiently managing the risk of your mortgage portfolio in accordance with current regulatory requirements. The analyses are based on the established IAZI price models, which are underpinned by the largest database on the Swiss market.

Comprehensive monitoring in the areas of market risks, energy and sustainability, and natural hazards

IAZI enables comprehensive monitoring of market risks, risks in the areas of energy and sustainability as well as natural hazards. If required, the analysis can easily be expanded to include the bank's own key figures.

Flexible and transparent portfolio cockpit solution

Further processing and analysis of the property and market risks is also supported by a comprehensive portfolio cockpit that can be fully customised to your needs. Numerous filter, visualisation and export functions enable you to perform deep dives directly in the portfolio cockpit or downstream in your own systems.

Erat et sed lobortis risus ante

REPM

REPM optimiert unsere Prozesse und ermöglicht eine effiziente Steuerung unseres Portfolios. Die direkte Zusammenarbeit mit den Verwaltungen auf der Plattform eliminiert Medienbrüche und vereinfacht unsere Abläufe spürbar.

Adrian Aebischer, Leiter Portfolio Management ImmobilienCPV/CAP Pensionskasse Coop

Polit-Monitor

Dank dem IAZI Polit-Monitor erkennen wir politische Entwicklungen auf dem Immobilienmarkt frühzeitig.

Dr. Luciano Gabriel, VerwaltungsratspräsidentPSP Swiss Property AG

IAZI Swiss Property Benchmark

Benchmark

Der IAZI Swiss Property Benchmark ermöglicht es uns eine Standortbestimmung unseres Immobilienportfolios vorzunehmen sowie die Entwicklung des Portfolios über die Zeit zu verfolgen. Er ist ein ideales Informations- und Steuerungsinstrument für das Portfolio Management.

Christian Tribelhorn, Leiter PortfoliomanagementAuwiesen Immobilien AG

Polit-Monitor

Dank dem IAZI Polit-Monitoring haben wir relevante politische Vorstösse jederzeit auf dem Radar.

Urs Fäs, Head of Investment ProductsUBS Fund Management

Isabelle Nägeli

Head of Sales

T. +41 43 544 73 89

Risk Monitoring of Mortgage Lending

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Erat et sed lobortis risus ante

REPM

Polit-Monitor

IAZI Swiss Property Benchmark

Polit-Monitor

Isabelle Nägeli

Head of Sales

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